•Household income restrictions apply. Household income cannot exceed 80% of the area median income for Louisville-Jefferson County.

Household Income Limits:

o 1 Person: $54,000

o 2 People: $61,700

o 3 People: $69,400

o 4 People: $77,100

o 5 People: $83,300

o 6 People: $89,450

•Homebuyers must be pre-approved for a mortgage loan from a local financial institution.

• Homebuyers are encouraged to apply for the Louisville Metro Government's Down Payment Assistance Program. This program provides assistance up to 20% of the purchase price to help income-eligible homebuyers with down payments and closing costs. To see how the process works, click here.

• Homebuyers must have at least $500 of their funds to contribute towards down payment and/or closing costs.

• Homebuyers must complete a HUD-approved Pre-Purchase Home Buyer Education Course. For more information, click here.

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